body{
    margin:0;
    font-family:Arial, Helvetica, sans-serif;
    background:#f4f6f9;
    color:#333;
}
header{
    background:linear-gradient(90deg,#0b3c74,#f47c20);
    padding:15px 40px;
    display:flex;
    align-items:center;
    justify-content:space-between;
}
header img{
    height:70px;
}
nav a{
    color:#fff;
    margin-left:20px;
    text-decoration:none;
    font-weight:bold;
}
nav a:hover{ text-decoration:underline; }
.hero{
    background:#fff;
    padding:60px 20px;
    text-align:center;
}
.hero h1{ color:#0b3c74; }
.container{
    max-width:1100px;
    margin:auto;
    background:#fff;
    padding:40px;
}
.section{ margin-bottom:40px; }
.section h2{
    color:#f47c20;
    border-left:6px solid #0b3c74;
    padding-left:10px;
}
.card{
    background:#f9fbfd;
    padding:25px;
    border-radius:8px;
    box-shadow:0 4px 10px rgba(0,0,0,0.05);
}
footer{
    background:#0b3c74;
    color:#fff;
    text-align:center;
    padding:15px;
}